1) Max. Loan Amount $3.5M;
2) Max. LTV 65%;
3) Min. FICO 700;
4) No job and income needed;
5) No prepayment penalty

Most recent 1 Months Bank Statement required.
12 Months P&I Reserve (must be deposited into AAA-designated TCD account prior to closing).
50% of Down Payment Can be Gifted (for primary homes)

P&I Reserve Requirement
Foreign National or Cash-Out: 24 mos
All Others: 12 mos

No Job No Income

1) Max. LTV 70%;
2) Max. Loan Amount $2.5M;
3) Min. FICO 700;

4) 100% of Down Payment Can be Gifted (For all Occupancies and Properties);
5) Large Deposits is More Than 150% of Monthly Income;
6) Max. 1x30 Late Payment in Past 12 Months.

Min. 6 Months Reserves (P&I) to be Deposited.

Property Type - 1 unit SFR/PUD/Condo; 2-4 Units
Citizenship - U.S. Citizen, Permanent Resident, Non-permanent Resident
Appraisal - One Full Appraisal & one Field Review are required.

3 Months Bank Statements

A Bridge Loan to Make a Fast, Competitive Offer on a New Home.
Quick Close! (as little as 10 days).

1) Purchase Only
2) Cash-equivalent Offer
3) 90-Day Balloon Loan
4) No Monthly Payments Required (all interest is accrued and paid at maturity)
5) Only 1.5% Origination Fee
6) Only a Desktop Appraisal is Performed

Bridge Loan

What is DSCR?

Do you know how to qualify a house mortgage loan without any job information and income?
Are you not qualified with the conventional mortgage loans?
Do you know which loan program is the easiest product?
Do you want to know how to use the reduced documents to qualify a loan?
Is it very difficult for you to get a home loan in your industry?

This is the easiest program among all of the Non-QM programs.

Income / Employment Status / Tax Return is not required.

1) Max. LTV: 80%;
2) Max. Loan Amount $2,000,000;
3) Min. FICO: 680;
4) Foreign National Allowed.

Please call for price about Manufactured Home , 5-10 Units and loan amt >$2.0 million.

Investment property

How can we help you ?

更多贷款需求?

The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property and other factors as determined by Lenders.

Only available in California.

Rates are subject to change daily without notice.

请即联系您身边的Goodview贷款经纪

Goodview Financial & Real Estate Corp
DRE#:1914022 NMLS#:918767
Tel: 408 - 621 - 9920 Ben
DRE#:1200662 NMLS#: 336845